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USDA Loans - Right Key Mortgage

USDA Loans

USDA Home Loans are issued by qualified lenders and guaranteed by the United States Department of Agriculture. These are favorable to those living in rural or low-income areas and offer $0 money down, lenient eligibility requirements, and competitive interest rates – due to the loan being guaranteed by the USDA.

USDA mortgages stand alone as the only mainstream zero money down program available to borrowers that have not served in the military.

  • 100% financing – no down payment
  • Seller credits may help pay for closing fees
  • Potentially roll closing fees into your monthly payment
  • 30-year fixed-rate mortgage for purchase or refinance
  • Low and moderate-income eligible