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Conventional Loan

Conventional Loans

Conventional mortgages are a great choice for many homeowners because they offer lower costs than some other popular loan types. If you have a high enough credit score and a large enough down payment, a conventional mortgage might be right for you.

Conventional Home Possible

  • 3% Down Payment For Single Family
  • No Credit Score Necessary
  • One Year Tax Returns For Self-Employed (5+Years In Business)

Conventional Home Ready

  • 3% Minimum Down PAYMENT
  • Down Payment Can Come From Gifts And Grants
  • Credit As Low As 620 (680 Or Higher Can Get Even Better Pricing)
  • Reduced Monthly Mortgage Insurance