The first step before looking for a home is submitting applications and getting pre-approval letters. You can work with your loan officer to set yourself up to look your best to potential lenders and sellers. This will guide you when you start your search.

Once you know your rates and how much home you can afford you can now look for your dream home. Connect with a qualified real estate agent who can negotiate and advocate on your behalf so you get the best deal.

Once you have found a home you want to make sure your investment is sound. Your agent will guide you through the inspection and appraisal process that will look through the home to make sure it is physically and financially in good condition.

Once the property has been thoroughly vetted all of the information will be gathered and verified (underwritten) before it is given final approval. This means that everything is in order and the final sale of the property can proceed.

All that is left is signing on the dotted line! Once your loan is approved and you sign the closing paperwork your dream home is finally yours. All that’s left is grabbing the keys and moving in!